Expanded Mass Save® HEAT Loan

Limited-time offer. Act now to increase the comfort of your home and maximize your savings.

The Sponsors of Mass Save are bringing down interest rates to make energy efficiency more affordable for Massachusetts residents, and the Massachusetts Department of Energy Resources is proud to provide expanded HEAT Loan offers. The following 0 percent Interest Loan Options are available through the Mass Save HEAT Loan for a limited time.


Expanded Loan Options

There are now more ways you can maximize your energy savings. The following limited time options are eligible for a 0% Interest HEAT Loan with participating lenders. Whether your interest is in maximizing weatherization upgrades, or expanding the scope of your energy-saving projects in a 2-4-family building, these options are available to help you on your way.

0% Loan Options
Offer Type Loan Amount Loan Term
Central wood pellet heating system loans Limited time, 1-4-family loan Up to $25,000 Up to 84 Months
Deeper weatherization* loans Limited time, 1-4-family loan Up to $50,000
Expanded 2-4-Family Loans Limited time, 2-4-family expanded loan amount Beyond $25,000 and up to $50,000


Central Wood Pellet Heating Systems
  • 0 percent interest loan up to $25,000 with terms up to 84 months
  • Eligible pellet boiler or pellet furnace must be installed in a 1-4-unit residential building as a central heating system
  • Must meet detailed specifications, including a thermal efficiency rating of 80 percent or greater, an emissions rating <= to 0.10 lb  PM2.5/MMBtu and at least two tons of bulk storage
  • Requires prior approval

Expanded 2-4 Family Loans 
  • 0 percent interest loan, with the cap increased from $25,000 to $50,000, with terms up to 84 months
  • Requires a work scope encompassing 2-, 3- or 4-dwelling units
  • Funds may be used for any valid HEAT Loan measure
  • Requires prior approval


Get Started Today

To learn more about the requirements of these Expanded HEAT Loan offers, please contact your Mass Save Energy Specialist or your HEAT Loan Administrator. To determine your HEAT Loan Administrator, please find the Mass Save Program Sponsor that serves your location in the table below:

Mass Save® Program Sponsor Territory HEAT Loan Administrator Address Email Phone
Cape Light Compact JPE Cape Cod & Martha’s Vineyard RISE 5 Dupont Avenue, South Yarmouth, MA 02664


Eversource All Except Cape Cod & Martha’s Vineyard CLEAResult 50 Washington St., Suite 3000
Westborough, MA 01581


National Grid Electric All CLEAResult 50 Washington St., Suite 3000
Westborough, MA 01581


Unitil  All  Unitil  60 Shawmut Rd. Unit 2, Canton, MA 02021