Financing Options for Businesses

Assistance for qualified energy efficiency projects

The Massachusetts Program Administrators recognize the value of supporting financing options for all business customers, including Multi-family and Non-Profits.  Massachusetts Program Administrators will work directly with customers and financial institutions to facilitate use of eligible customer incentive payments to defray or otherwise offset financing-related costs, such as interest, associated with loans for energy efficiency upgrades.  The Program Administrators cannot guarantee loan approval, term, or interest rate. Incentive payments are made upon project completion subject to standard terms and conditions in the project’s Retrofit Application forms.

Real money that flows directly to your bottom line  
  • Projects may be cash-flow positive
  • Loans available from $5,000 to $500,000
  • Terms up to seven years


This service is available to businesses in Massachusetts that are gas or electricity customers of these Mass Save Program Administrators:

  • Cape Light Compact
  • National Grid
  • Eversource
  • Unitil
  • Berkshire Gas
  • Liberty Utilities

Not sure who your Sponsor is? Use the Find Your Mass Save Sponsor tool to see the contact information for your gas or electric service area.

Service details:
  • Financing subject to third party approval. Additional Terms and Conditions may apply. The loan must be from a participating lender on the approved list.
  • Improvements require pre-approval from Program Administrator(s) and must comply with program terms & conditions.

View approved list of Lending Institutions

Required Steps

Contact your local Program Administrator to express interest in financing. Your provider will walk you through the necessary steps based on your application type.


Find Your Mass Save Sponsor

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