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  • Berkshire Gas
  • cape light compact
  • Eversource
  • Liberty Utilities
Contributing sponsors

Expanded HEAT Loan

New Expanded HEAT Loan offerings are brought to you by the Massachusetts Department of Energy Resources with a $3.8 million grant from the U.S. Department of Energy. The following 0% Loan Options and Barrier Mitigation Grants are available through the Mass Save® HEAT Loan Program for a limited time. Act now to increase the comfort of your home and maximize your savings!

I. Expanded Loan Options

There are now more ways you can maximize your energy savings. For a limited time, the following options are eligible to be included in a 0% HEAT Loan with participating lenders. Whether your interest is in heating with renewable fuel, maximizing weatherization upgrades or expanding the scope of your energy-saving projects in a 2-4 family building, these options are available to help you on your way!

0% Loan Options
Offer Type Loan Amount Loan Term
Central Wood Pellet Heating System Loans Limited Time, 1-4 Family Loan Up to $25,000 Up to 84 Months
Deeper Weatherization Measures* Loans Limited Time, 1-4 Family Loan Up to $50,000
Expanded 2-4 Family Loans Limited Time, 2-4 Family Expanded Loan Amount Beyond $25,000 and up to $50,000

Central Wood Pellet Heating Systems

  • 0% interest loan up to $25,000 with terms up to 84 months
  • Eligible pellet boiler or pellet furnace must be installed in a 1-4 unit residential building as a central heating system
  • Must meet detailed specifications, including a thermal efficiency rating of 80% or greater, an emissions rating <= to 0.10 lb  PM2.5/MMBtu and at least 2 tons of bulk storage
  • Requires prior approval

*Deep Energy Retrofit/Deeper Energy Savings weatherization measures

  • 0% interest loan up to $50,000 with terms up to 84 months
  • Requires participation in a participating Mass Save Sponsor's Deeper Energy Savings initiative to go further on weatherization measures. For customers heating with natural gas, participating Sponsors include Berkshire Gas, Columbia Gas of Massachusetts, Eversource, Liberty Utilities (Massachusetts), and Unitil. For customers heating with electric, oil, or propane, participating Sponsors include Cape Light Compact, Eversource, and Unitil.
  • Funds may be used only for insulation and air sealing measures (excludes roofing, siding, etc.)
  • Requires prior approval

Expanded 2-4 Family Loans

  • 0% interest loan, with the cap increased from $25,000 to $50,000 with terms up to 84 months
  • Requires a work scope encompassing 2, 3 or 4 dwelling units
  • Funds may be used for any valid HEAT Loan measure
  • Requires prior approval

II. Barrier Mitigation Grants

Take advantage of the following grants to assist you with the cost of removing barriers to either your Mass Save® weatherization project or your Mass Save®-eligible heating system upgrade. These funds are available to you directly when you hire a contractor to perform one of the following:

Knob & Tube Wiring Remediation

  • Maximum grant of $3000
  • Requires a Mass Save® Home Energy Assessment
  • Requires hiring a qualified electrical contractor to re-wire live knob & tube wiring
  • Enables a 1-4 unit Mass Save® weatherization project to move forward
  • Requires prior approval

Asbestos Abatement

  • Maximum grant of $3000
  • Requires a Mass Save® Home Energy Assessment
  • Requires hiring a qualified asbestos abatement contractor
  • Abatement of pipe insulation or duct insulation that enables a 1-4 unit Mass Save®-eligible heating system upgrade to move forward
  • Abatement of attic vermiculite insulation that enables a 1-4 unit Mass Save®-eligible insulation upgrade to move forward
  • Requires prior approval

III. Get Started:

To learn more about the requirements of these Expanded HEAT Loan offers, please contact your Mass Save® Energy Specialist or your HEAT Loan Administrator. To determine your HEAT Loan Administrator, please find the Mass Save® Program Sponsor that serves your location in the table below:

Mass Save® Program Sponsor Territory HEAT Loan Administrator Address Email Phone
National Grid Electric All CLEAResult 50 Washington St., Suite 3000
Westborough, MA 01581
MAHTLoan@CLEAResult.com 800.696.8077
Eversource All Except Cape Cod & Martha’s Vineyard CLEAResult 50 Washington St., Suite 3000
Westborough, MA 01581
MAHTLoan@CLEAResult.com 800.696.8077
Cape Light Compact Cape Cod & Martha’s Vineyard RISE 5 Dupont Avenue, South Yarmouth, MA 02664 CapeLightCompactInfo@Thielsch.com 508.568.1926

Western

Massachusetts

Electric

All CLEAResult 50 Washington St., Suite 3000 Westborough, MA 01581
MAHTLoan@CLEAResult.com 800.696.8077
Unitil  All  Unitil  60 Shawmut Rd. Unit 2, Canton, MA 02021

 UnitilEEInfo@RISEengineering.com

 339.502.6335
x7114