Apply for a 0% loan to help you make qualified energy efficient home improvements with the Mass Save HEAT Loan Program. You could qualify for a loan up to $25,000 with terms up to 7 years, depending on your program administrator and the loan provider.
Call Mass Save at (866) 527-7283 to schedule a Home Energy Assessment. A Mass Save representative will review the results of the assessment, let you know which improvements would be eligible for HEAT Loan Program financing, and give you all the paperwork you need.
See how to apply
For National Grid & Eversource customers only, please click below to submit or check the status of your HEAT Loan Application online.
Check Application Status
Heat Loan Program Eligible Services
For a limited time only, take advantage of the Expanded HEAT Loan Offerings funded by the Massachusetts Department of Energy Resources:
- NEW: High Efficiency Wood Pellet Boilers
- NEW: Deeper Energy Savings
- NEW: Expanded 2-4 Family Loan
- NEW: Grants to Remove Asbestos, Vermiculite, and Upgrade Knob & Tube Wiring
How to apply for a HEAT Loan
The above videos are specifically related to Eversource and National Grid customers. HEAT Loans are also available for customers of Cape Light Compact, Unitil Electric, and Municipal Electric customers served by Columbia Gas of Massachusetts or Liberty Utilities. For more details in these service areas, please contact RISE Engineering at 508-568-1926 (Cape Cod and Martha’s Vineyard) or 800-422-5365 no cost (All other areas).
If you are a condo owner, you must be a past or present participant in the Multi-family Retrofit Program to qualify for the Heat Loan Program. Download a checklist of condo owner requirements.
This offer is available to residential customers of: